Borrow
Kingdom Biashara Loan
Provides vital working capital to start or expand businesses — new branches or space, assets, and quick access to market opportunities. Repayment is capped at 20% of monthly turnover.
- Multiplier
- Up to 3× your savings deposits
- Maximum
- Kes 5,000,000
- Interest rate
- 14% p.a. on reducing balance
- Term
- Up to 24 months
- Security
- Mixture of 50% self/member guarantee plus logbook or title deed
Features
- Working capital, expansion and business assets.
- Quick access to capitalise on market opportunities.
- Maximum 20% of monthly turnover used for repayment.
- Security blends member guarantee with logbook or title deed.
Requirements
- Six months of consistent monthly savings.
- Qualification at 3× savings and at least one year in business.
- Valid business permit and business records.
- Guarantors plus collateral (logbook or title) as applicable.